Welcome to BudgetNerd
Add your first month to start tracking your finances with clarity and confidence.
Monthly Income
MVR 0.00
Set your salary for this month
—
0%
savings rate
Spent
MVR 0
Payables
MVR 0
Saved
MVR 0
Net Left
MVR 0
0% of income spent
Essentials
—%
MVR 0
Wants
—%
MVR 0
Savings
—%
MVR 0
Buffer
—%
MVR 0
Top Expenses
No expenses this month
Payables
No payables
Savings Snapshot
No savings data yet
Add Expense
Currency
This Month
No expenses yet
Set Allocations
Enter the MVR amount for each bucket.
Current Allocation
No allocations set
Add Payable
Unpaid balances carry forward across months.
Currency Owed
Outstanding
You're clear!
Total Savings Pool
MVR 0.00
Start adding savings each month
This Month
No activity this month
History
No history yet
Non-Touchable Vault
MVR 0.00
Only add here — withdrawals are a last resort
Vault Ledger
No entries yet
Smart Insights
Add data to unlock insights
Income vs Expenses
Expense Breakdown
Monthly Summary
| Month | Salary | Expenses | Payables Paid | Net Left | Rate |
|---|
Display & Currency
Dark Mode
Switch between dark and light theme
Show USD Equivalent
Display USD value in expense list
Compact Rows
Hide progress bars in expense list
Default USD Exchange Rate
Used when adding USD amounts
Bottom Nav Style
Floating Pill
Rounded pill floating above content
Toggle off for classic full-width tab bar
Budget Split Input Mode
Choose how you enter bucket allocations on the Budget Splits screen. Each month keeps its own split values independently.
Reminders & Alerts
Overspending Alerts
Warn when expenses exceed 80%
Savings Milestones
Celebrate savings milestones
Payables Badge
Show badge when amounts outstanding
Security
PIN Lock
Require 4-digit PIN to open
Auto-Lock on Blur
Lock when you switch tabs
Encrypted Storage
XOR-encode data in browser
Data Management
Export Backup
Download full JSON backup
Import Backup
Restore from exported JSON
Permanently delete all data. Cannot be undone.